Episode 194: How to Build a Bankable Business: Business Credit, Funding Readiness & Financial Protection with Geoff Suval


Episode 194: How to Build a Bankable Business: Business Credit, Funding Readiness & Financial Protection with Geoff Suval


What if one unexpected expense—or one slow-paying client—could jeopardize your entire business? For too many entrepreneurs, that's the reality.

In this episode of the Expansive CEO Podcast, we're diving deep into the real reasons small businesses fail—not because the owner lacked vision or passion, but because of cash flow challenges and missing knowledge around business credit.

In this episode, Hannah Chapman, CFP®, APMA®, CRPC® talks to Geoff Suval, President and Managing Director at Xceleran Business Funding Solutions, about a step-by-step breakdown of how to become truly bankable.

From separating your personal and business credit to building a powerful foundation for long-term funding access, Geoff brings clarity, compassion, and real solutions to a topic too often overlooked.

Key Themes Explored:

  • Why 82% of small businesses cite cash flow problems as the main reason for failure

  • The four essential “legs” of a bankable business

  • The major risks of personally guaranteeing business debt

  • How to build business credit that's truly separate from your personal credit

  • The long-term value of bankability for succession and successful business exits

Connect with Jeff:

LinkedIn: https://www.linkedin.com/in/geoffsuval/

Facebook: https://www.facebook.com/geoff.suval.1/

Connect with Hannah:

X² Wealth Planning Website: https://x2wealthplanning.com/

Expansive CEO: https://expansiveceo.com/

Hannah's Website: https://hannahrchapman.com/

Instagram: https://www.instagram.com/hannah.chapman.cfp

Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/

LinkedIn: https://www.linkedin.com/in/hannahrchapman/

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