Uncertainty is back on center stage. The Fed cut rates by 0.25%—but Powell wouldn't commit to another cut in December. Markets wobbled, leadership remains concentrated in the mega-caps, and headlines about layoffs and a potential SNAP funding gap raise real-world questions about how money flows… and how we can help.
In this episode, Hannah Chapman, CFP®, APMA®, CRPC®, breaks down what the Fed actually signaled, why concentration risk matters (especially with highly appreciated stocks), and how to turn year-end generosity into smart, tax-savvy impact—fast.
Learn more:
Why a rate cut still rattled markets
How “priced for perfection” works
Why concentration risk matters
How to handle highly appreciated stocks
How to make giving tax-smart fast
Why a Donor-Advised Fund helps now
How retirees can give more efficiently through QCDs from IRAs
Why layoffs and data gaps matter
How to de-risk without derailing returns
How to help food security immediately
Connect with Hannah here:
X² Wealth Planning Website: https://x2wealthplanning.com/
Expansive CEO: https://expansiveceo.com/
Hannah's Website: https://hannahrchapman.com/
Instagram: https://www.instagram.com/hannah.chapman.cfp
Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/
LinkedIn: https://www.linkedin.com/in/hannahrchapman/