In conjunction with our CONVERSATIONS W/ SMART PEOPLE series, certified financial educator EVAN JEFFERSON, returns again for the 1st hour (10am) to discuss his new book, The Black Billionaires Club, AFRICAN-AMERICAN fears about MONEY, and answer any of your financial questions via the MD phone lines. Financial adviser, T PRIESTER, drops by in the 2nd hour (11am), to discuss the best principles to employ when setting up your financial plans for the future. MENTAL DIALOGUE asking the questions America's afraid to ask. ALL I ASK IS THAT YOU THINK