What if a 5% pullback in the market wasn't a warning sign…but just the cost of long-term growth? In this episode, Hannah Chapman, CFP®, APMA®, CRPC® and Brad Haines, CFA, FRM and Chief Investment Officer of Juncture Wealth Strategies unpack recent volatility, why it feels so uncomfortable in the moment, and how to navigate it without derailing your financial plan.
How the recent ~5% market pullback fits into “normal” annual volatility that typically happens 4–6 times per year
Why the market can hit all-time highs and still experience uncomfortable short-term drops without changing the long-term story
What declining shelter inflation and a softening job market could mean for future interest rates and equity returns in 2026
How shelter inflation is actually measured (rents and imputed rents)
What it looks like to build a personalized inflation assumption based on your real-life spending instead of headline CPI
How year 3 of a financial plan often becomes the “peace point”
Which simple lifestyle choices can meaningfully support your financial plan
Connect with Brad here:
Website: https://www.juncturewealth.com
Email: [email protected]
Connect with Hannah here:
X² Wealth Planning Website: https://x2wealthplanning.com/
Expansive CEO: https://expansiveceo.com/
Hannah's Website: https://hannahrchapman.com/
Instagram: https://www.instagram.com/hannah.chapman.cfp
Facebook: https://www.facebook.com/hannahchapmanfinancialadvisor/
LinkedIn: https://www.linkedin.com/in/hannahrchapman/